Qualifying for a Mortgage: The 4 C’s
Getting preapproved for a mortgage can enhance your chances of securing a home. Preapproval indicates how much you can borrow and the loan programs available to you, but it doesn't guarantee a ...
5 things you need to know about getting a mortgage if you’re self-employed
Self-employed Canadians seeking a mortgage should be aware of key requirements to improve their chances of approval. Many financial institutions offer mortgages to self-employed individuals with established businesses and acceptable financial...
Loudoun County Buyers Expected to Benefit in 2026
Home prices are projected to rise steadily in 2026.
Inventory is forecast to expand, benefiting buyers.
Moderate price growth is expected across most home types.
Market balance will improve for selle...
Fairfax County Buyers Gain Leverage in 2026
Condo prices may experience slower appreciation than single-family homes.
Inventory expansion is expected to benefit buyers.
Overall home prices forecast moderate growth in 2026.
Market balance is pr...
How To Get Out Of A Reverse Mortgage
To exit a reverse mortgage, consider these five options:
1. **Right of Rescission**: Cancel the loan within 3 days of closing without penalty.
2. **Sell the House**: Use sale proceeds to pay off the loan; any excess remains with you.
3. **P...
Your Virginia Home Cost Goes Far Beyond Mortgage
Slide 1
Even mortgage-free, Virginia homeowners still face property taxes — sometimes eating a surprising income share.
Slide 2
Northern Virginia taxes are high, but bigger incomes help offse...
Trump Pushes Builders to Increase Construction
Trump urges Fannie Mae and Freddie Mac to spur homebuilding on 2M empty lots.
Development of empty lots could gradually help ease the national housing shortage.
Housing starts are projected to stabili...
Avoid Home Selling Mistakes in 2026
2026 sales ↑ **14%**; buyers gain power
Spring listings yield **13.1%** premium; winter is worst
Clutter, neglecting outdoor space, and overpricing hurt value
Well-prepped, competitively priced hom...
What Are Mortgage Points? An Easy-To-Understand Guide
Many future homebuyers are curious about mortgage points, which allow borrowers to pay a fee to reduce their interest rate and lower monthly payments. One point typically costs about 1% of the mortgage and can reduce the rate by approximately...
How to make a principal-only payment on your mortgage
Making extra principal-only payments on your mortgage can reduce interest and help pay off your loan sooner. Specify to your lender that extra payments go toward principal via online, phone, in-person, or mail payments. Benefits include impro...