Homebuying Opportunities in the Fall
Acadiana’s housing market remains stable, with median prices up 3% year-to-date and Lafayette’s average home price at $299,010.
Homes now spend about 8...
Lower Rates Powering a 2026 Housing Comeback
Stable Outlook: Mortgage rates are expected to hold steady in the mid-6% range, with gradual easing likely as inflation cools and Fed rate cuts continue.
Expert Consensus: Fannie Mae, Freddie Mac, an...
5 Ways to Pay Off Your Home Mortgage Early and Save
Paying off your mortgage early can save money on interest and allow for better financial focus, such as retirement savings or emergency funds. However, it's crucial not to compromise other financial needs. Early payoff may also mean losi...
Cash-Only Home Sales Slide From Historic Peaks
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Cash home purchases in the US dropped further in 2025 amid a cooling market.
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Only 33% of homes sold for cash last year — lowest share since 2016.
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Cash buyers still ...
First-Time Homebuyer‚s Guide: Part 17 – Rate
Mortgage escrow accounts hold funds for property taxes and home insurance, ensuring timely payments and reducing default risk. FHA loans require escrow, while conventional loans may allow waivers based on financial stability and loan terms. E...
Breaking Down Your Mortgage Payment: What You’re Really Paying for Each Month
A mortgage payment consists of four main components: principal, interest, taxes, and insurance (PITI). The principal is the loan amount, while interest is the cost of borrowing. Property taxes and homeowners insurance are typically managed th...
Cities With the Most Expensive Homes in Virginia
Great Falls tops Virginia's most expensive home markets with a typical value of $1.64M, followed by McLean at $1.41M and Waterford at $1.29M. Most pricey cities are in the Washington-Arlington-Alexandria metro area, showing 1-year price ...
Inventory up, but Market Momentum Slows in Mid-Fall
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Inventory climbs 15% YoY, but post-pandemic growth is clearly slowing month by month.
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Buyers stay cautious despite lower mortgage rates, with homes lasting 63 days on market.
S...
End-2025 Rate Cut: Déjà Vu of 2024 Home Sales Growth?
The Fed’s September rate cut dropped mortgage rates, echoing 2024’s late-year trend.
2024 showed rate cuts fueled 4th-quarter home sales rebounds, lifting total annual sales above prior year.
Lowe...
How to Pay Off Your Mortgage Early
Paying off your mortgage early can lead to financial freedom and wealth building. Before accelerating payments, prioritize paying off consumer debt, building an emergency fund, investing for retirement, and saving for children's college....